Advisory · Estate · CFO Services

Quiet counsel for
founders, families, and
those who arrive from afar.

A boutique advisory practice for the long view — across estate planning, virtual CFO services, startup advisory, DPDP compliance, and assistance for foreign individuals navigating India.

Practice at a glance
FiveSpecialised advisory practice areas
ElevenYears in practice & advisory
Cross-borderIndia · UK · UAE · Singapore
BoutiqueBy design, not by default
The Practitioner
CA Vrinda Aggarwal
FCA · Estate Planner · DPDP Practitioner

"Good advice is rarely loud. It listens first, then speaks plainly."

The Approach

Less compliance theatre.
More considered counsel.

Most professional firms sell hours. This practice sells thinking — applied carefully to the things that actually shape a business or a family's future.

The work happens at the intersection of finance, law, and life. A startup founder who needs a CFO but can't yet afford one. A family weighing how to pass on what they've built. A foreign professional setting up in India and unsure where the road begins. A growing company learning that the DPDP Act, 2023 is not a footnote.

Each engagement starts the same way: a conversation, no obligation. The goal is to understand the situation properly before suggesting anything — because the right answer almost never comes from a template.

The practice is intentionally small. That's a feature, not a constraint. It means every matter receives the practitioner's own attention, not a junior's draft passed up the chain.

Services

Five practice areas.
One standard of care.

Each area is offered as a standalone engagement or as part of a longer advisory relationship. Fees are scope-based and shared transparently after a discovery call.

i.

Estate Planning

For families thinking past the next quarter. Wills drafted with care, private trusts structured for purpose, and succession plans that hold up to time and family.

  • Wills, codicils & living wills
  • Private family trusts (revocable & irrevocable)
  • Succession planning across generations
  • HUF structuring & dissolution
  • Cross-border estate considerations
ii.

Foreign Individual Assistance

For non-residents, expatriates, and foreign nationals living, working, or investing in India. End-to-end navigation of tax, banking, and compliance — without the usual confusion.

  • PAN, Aadhaar & residential status advisory
  • NRI / OCI taxation & DTAA application
  • FEMA, RBI & LRS compliance
  • Repatriation & remittance support
  • India entry & exit planning
iii.

DPDP Compliance

The Digital Personal Data Protection Act, 2023 is no longer optional reading. Practical, India-specific implementation — for businesses that want to comply without overspending or overengineering.

  • DPDP gap assessment & readiness audit
  • Notice, consent & purpose framework
  • Data Principal rights operationalisation
  • Data Protection Officer advisory
  • Vendor & cross-border data flow review
iv.

Virtual CFO Services

The financial discipline of a senior CFO, without the full-time hire. Built for founders who've outgrown the bookkeeper but aren't yet ready for the corner office.

  • Monthly MIS, dashboards & cash-flow forecasting
  • Financial controls & SOP design
  • Board reporting & investor updates
  • Budgeting, variance & unit economics
  • Audit readiness & data-room curation
v.

Startup Advisory

From incorporation to fundraise to exit — the financial, structural, and compliance scaffolding that lets founders focus on building. Pragmatic, not theoretical.

  • Entity structuring (Pvt Ltd, LLP, holding-subsidiary, GIFT City)
  • Cap table design, ESOP pools & SAFE / CCD instruments
  • Fundraise diligence preparation & data rooms
  • Founder agreements, vesting & shareholder rights
  • Compliance calendar & RBI / FEMA reporting
How We Work

Four steps.
No surprises.

Whether the engagement is a one-off matter or a multi-year retainership, the cadence is consistent — clear at the start, clearer at the end.

i.

Listen

A complimentary 30-minute conversation. No agenda but yours. We understand the situation before suggesting any direction.

ii.

Scope

A written proposal within 48 hours. Clear deliverables, timelines, and fees. No ambiguity, no hidden line items.

iii.

Execute

The work is done by the practitioner — not delegated to a back office. Updates are regular; questions are welcomed.

iv.

Sustain

Most matters don't end at delivery. We stay available for the next question — at the same standard, no fresh meter.

Quick Tools

For the back-of-the-envelope moment.

Quick estimates for resident income tax (FY 2025–26 New Regime) and EMI calculations. For anything personalised — including NRI computations — please book a call.

Estimated Tax Payable
₹ 0
Including 4% Health & Education Cess · New Regime FY 2025–26
Taxable Income₹ 0
Income Tax₹ 0
Cess (4%)₹ 0
Effective Rate0%

Indicative computation under the New Tax Regime (Section 115BAC). Surcharge, complex income heads, and NRI-specific rules not factored. For precise computation, please book a call.

Notes

Writing from the practice.

All notes
Discovery Call

Start with a conversation.

The first 30 minutes are without charge — a confidential discussion about where you are, where you'd like to be, and whether the practice is the right fit.

  • Complimentary 30-minute call
  • Confidential, no obligation
  • Written proposal within 48 hours
  • Available in English & Hindi
  • India & cross-border matters welcome
V
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